When a storm damages your roof, you will likely want to fix it as quickly as possible. However, to ensure proper repairs, homeowners should take all of the following steps:
- Call your insurance company to understand exactly what damage is covered.
- Obtain at least three estimates in writing and ensure each contractor provides references.
After checking references, choose a contractor who is an established member of the community, is insured or bonded, and has a proven track record.
Request a contract in writing and ensure it is completely filled out before signing. Ensure the following information is included:
- Description of work to be completed;
- Time schedule;
- Guarantees; and
- Payments schedule.
Do not make the final payment until all work is completed and to satisfaction.
HOW TO SPOT A SCAMMER
Fraudulent roofers look just like the real thing but often offer extremely cheap repairs or quick turnarounds. Remember, if it sounds too good to be true, it probably is. A contractor may be fraudster if he/she:
- Is going door to door offering services;
- Offers a particularly good deal or claims to have leftover materials from another job;
- Only provides out-of-state references;
- Requires a high, upfront, or all cash payment (especially for materials);
- Requests a signature on an incomplete or blank contract; or
- Is uninsured or unbonded.